DisabilityBenefits& Other Health Care Insurance Needs? Medical Credentialing Specialist to the Rescue
Medical credentialing companies have now become necessary in providing people with a network of insurance companies and health care service practitioners these companies tie up with. Each of these companies has a medical credentialing specialist who is responsible for providing the key services for the credentialing company. These services include facilitating disability benefit claims from insurance providers, as well as claiming for other health care insurance benefits.
These specialists are responsible for knowing the eligibility and procedure in claiming the particular benefits from a partnered insurance provider. So if you have doubts on which insurance providers to sign up with, then you should look for one which partners with a credentialing company. In cases where disputes arise between the insurance provider and the claimant, the credentialing specialist can act as mediator to settle these types of arguments.
Disability Benefits for Australians
Those with a family member having a disability are entitled to financial support by the government, in addition to the support that should be given by a specific private health care insurance provider. The medical credentialing specialist should know the eligibility and claim benefits for these situations.
Pension to Support Persons with Disability
Financial support is given for people with physical, psychiatric, or intellectual disability that prohibits them from working. Persons who are eligible are those:
- who are between 16 years old and of Pension Age;
- who are permanently blind;
- who have been deemed as having physical, psychiatric, or intellectual impediment which led to them beingunable to work for more than 15 hours every week, or above the required minimum wage for the following 2 years, and have been in active participation for a Program of Support.
Financial Support for Children with Disability
There are government services such as the Youth Disability Supplement program and the Child Disability Assistance Payment program that help provide financial support to families with a child who has physical, psychiatric, or intellectual disability. These programs help cover the cost of caring for a child with a disability. There are insurance providers who also offer annual added benefits for this similar condition.
Financial Support for Persons with Disability Aged 16 Years Old and Above
There are a number of support payment programs that can help provide financial aid to families with a family member 16 years or older who is incapacitated to work or is restrained to a limited amount of work because of a disability.
The Mobility Allowance helps subsidies transport costs for people with disability and who cannot use the public transportation without assistance, on a temporary basis or for a longer period.
The Pension for Disability Support is another form of financial support for people 16 years of age and older who are restrained from working because of a physical, psychiatric, or intellectual disability.
The Sickness Allowance provides temporary payment for people who are self-employed or employed in a company but can no longer work for a temporary or extended period of time due to certain medical conditions. Students who are unable to continue their study due to an injury or illness may also be eligible.
Private Health Care Insurance for Maximum Financial Disability Support
The current subsidy by the Australian government for people with disability is a tremendous help, especially for the rest of the family members who are caring for them. However, if you can afford an additional private health care insurance, then get one, so that you can increase your chances of worry-free financial burden in the future because anything can happen beyond your expectations.
Get maximum protection for your loved one with a disability, and choose an insurance provider that partners with a medical credentialing company because that shows the insurance company’s credibility, professionalism, and adherence to providing quality health care services to its customers.